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Melac loan solution

Asset Finance Loan

Acquire the productive assets that move your work forward.

Start your application โ†’
About this product

Financing shaped around a clear purpose.

The Asset Finance Loan enables individuals and businesses to acquire productive assets essential for income generation and business growth. Eligible assets may include machinery, equipment, furniture, office technology, production tools, and other approved business assets.

Key benefits

  • Finance for productive assets
  • Supports efficiency and business growth
  • Suitable for equipment and technology
  • Financed asset may form part of security

Who this loan may suit

  • Businesses acquiring income-generating assets
  • Professionals needing productive equipment
  • Applicants with supplier quotations
  • Customers able to demonstrate repayment capacity

What to prepare

Be ready to provide valid identification, contact details, information supporting your income or activity, and documents related to the purpose of the loan. Our team will confirm the exact requirements after your initial enquiry.

Assessment and terms

Loan amount, repayment period, pricing, security, and approval are determined after reviewing asset type and value, supplier documentation, repayment capacity, security, and credit assessment. Terms and conditions apply.

Simple process

From enquiry to a lending decision.

Apply online

Complete the short enquiry form with your contact and financing details.

Speak with our team

We contact you to understand your need and explain the relevant requirements.

Submit documents

Provide the requested supporting information for assessment and verification.

Receive a decision

We communicate the outcome and, if approved, explain the final terms before disbursement.

Ready to discuss your next step?

Start an enquiry today. Applying does not guarantee approval, and all final terms are confirmed after assessment.

Apply for Asset Finance Loan โ†’
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