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Melac loan solutions

Financing designed around your goals.

Explore responsible loan solutions for individuals, employees, groups, farmers and growing businesses.

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Borrow with purpose

Find the option that fits your next move.

Our team will explain eligibility, requirements, pricing and repayment terms before you commit.

SME Loan

Financial support for working capital, inventory, expansion, equipment acquisition, and operational improvements.

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Salary Loan

Convenient financing for salaried employees, with repayments structured around the borrower's salary cycle.

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Personal Loan

Flexible financing for home improvements, family expenses, travel, ceremonies, and other legitimate personal needs.

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Group Loan

Inclusive credit for community groups, women's and youth groups, VSLAs, cooperatives, and other organized groups.

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Agricultural Loan

Financing for crop production, livestock, irrigation, farm inputs, equipment, harvesting, storage, and marketing.

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Asset Finance Loan

Acquire productive machinery, equipment, furniture, office technology, and other essential business assets.

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Emergency Loan

Quick access to funds for medical emergencies, accidents, urgent family obligations, and unexpected challenges.

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School Fees Loan

Finance tuition, accommodation, uniforms, books, examination fees, and other education-related costs.

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Vehicle Loan

Affordable financing for personal or commercial cars, motorcycles, commercial vehicles, and transport equipment.

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Business Expansion Loan

Capital for established businesses to expand operations, increase capacity, acquire inventory, or enter new markets.

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Why choose Melac?

Responsible finance focused on your progress.

Melac Microfinance Limited delivers customer-focused and innovative financial solutions that empower individuals, entrepreneurs, farmers, employees, and business owners. Guided by integrity, professionalism, transparency, and sustainable financial inclusion, we provide timely processing, competitive financing, flexible repayment options, and exceptional customer service that supports long-term economic growth and financial independence.

Together We Illuminate.

Speak with our team about the product that best supports your financial goals.

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