Mon-Fri 8:00-17:00 ยท Sat 8:30-13:30
Loan product

SME Loan

Finance working capital, stock, equipment, or business improvements.

Send a loan enquiry โ†’
About this product

What you can use this loan for.

For small and medium businesses buying stock or equipment, covering operating costs, or expanding. We assess business activity and cash flow before offering terms.

How this loan works

  • Buy stock and inventory
  • Purchase equipment
  • Cover operating costs
  • Support business expansion

Who this loan may suit

  • Registered or established small businesses
  • Entrepreneurs with active business operations
  • Businesses seeking productive financing
  • Applicants able to demonstrate repayment capacity

Documents we may ask for

We may ask for identification, business registration or trading records, recent sales or cash-flow information, and a quote for stock or equipment if relevant.

How the amount and terms are decided

Approval, loan amount, repayment period, interest, and security requirements depend on our review of the business performance, repayment capacity, collateral, and credit assessment. Terms apply.

How to apply

How we handle a loan enquiry.

Send an enquiry

Use the form below to tell us what you need and how to reach you.

Discuss your request

Our team contacts you about the loan amount, purpose, and documents needed.

Provide documents

Send the documents we request for review and verification.

Get a decision

We tell you the result. If approved, we explain the final terms before funds are released.

Loan enquiry

Ask about the SME Loan.

Leave your name and number. Our team will call you to discuss this loan and the next steps.

Sending an enquiry does not guarantee approval. Final terms follow an assessment.

We will use your number to contact you about this loan enquiry.