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Melac loan solution

SME Loan

Practical capital for stronger, more sustainable enterprises.

Start your application โ†’
About this product

Financing shaped around a clear purpose.

The SME Loan provides financial support to small and medium-sized enterprises seeking working capital, inventory financing, business expansion, equipment acquisition, or operational improvements. It helps entrepreneurs strengthen cash flow, increase productivity, and grow sustainable businesses.

Key benefits

  • Working-capital support
  • Inventory financing
  • Equipment acquisition
  • Operational improvement

Who this loan may suit

  • Registered or established small businesses
  • Entrepreneurs with active business operations
  • Businesses seeking productive financing
  • Applicants able to demonstrate repayment capacity

What to prepare

Be ready to provide valid identification, contact details, information supporting your income or activity, and documents related to the purpose of the loan. Our team will confirm the exact requirements after your initial enquiry.

Assessment and terms

Loan amount, repayment period, pricing, security, and approval are determined after reviewing business performance, repayment capacity, collateral, and credit assessment. Terms and conditions apply.

Simple process

From enquiry to a lending decision.

Apply online

Complete the short enquiry form with your contact and financing details.

Speak with our team

We contact you to understand your need and explain the relevant requirements.

Submit documents

Provide the requested supporting information for assessment and verification.

Receive a decision

We communicate the outcome and, if approved, explain the final terms before disbursement.

Ready to discuss your next step?

Start an enquiry today. Applying does not guarantee approval, and all final terms are confirmed after assessment.

Apply for SME Loan โ†’
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