Financing shaped around a clear purpose.
The Salary Loan is a convenient financing solution for salaried employees who require immediate financial assistance. It can support personal obligations such as household expenses, medical bills, emergencies, or debt consolidation, with repayments structured to align with the borrower's salary cycle.
Key benefits
- Salary-aligned repayments
- Support for personal obligations
- Suitable for planned or urgent needs
- Responsible affordability assessment
Who this loan may suit
- Salaried employees
- Applicants with verifiable employment
- Customers with regular income
- Applicants who meet Melac's credit assessment
What to prepare
Be ready to provide valid identification, contact details, information supporting your income or activity, and documents related to the purpose of the loan. Our team will confirm the exact requirements after your initial enquiry.
Assessment and terms
Loan amount, repayment period, pricing, security, and approval are determined after reviewing verified income, affordability, employment status, and credit assessment. Terms and conditions apply.